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<title>ReginaThomas@Studio</title>
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<copyright>Copyright 2025</copyright>
<lastBuildDate>Thu, 18 Dec 2025 19:11:10 -0500</lastBuildDate>
<pubDate>Thu, 18 Dec 2025 19:11:10 -0500</pubDate>
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<title>Mortgage Fee Changes Effective May 1, 2023</title>
<description>
&lt;p&gt;A recent USA Today &lt;a
href='https://www.usatoday.com/story/money/personalfinance/2023/04/23/mortgage-fee-structure-change-may-2023/11713841002/'
 target='_blank'&gt;article&lt;/a&gt;, discusses changes that will go into
effect May 1, 2023- relating to upfront costs...&lt;/p&gt;
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<link>http://reginathomas.studio/archives/2023/04/mortgage-fee-changes-effective-may-1-2023.html</link>
<guid>http://reginathomas.studio/archives/2023/04/index.html#3</guid>

<category>Real Estate</category>

<pubDate>Tue, 25 Apr 2023 07:46:33 -0400</pubDate>
</item>

<item>
<title>Home Improvements to Consider Over Others </title>
<description>
&lt;p&gt;In today's marketplace, home valuations take into consideration
many factors. One of these factors is the &lt;b&gt;law of increasing
returns&lt;/b&gt;, as...&lt;/p&gt;
</description>
<link>http://reginathomas.studio/archives/2022/08/home-improvements-to-consider-over-others.html</link>
<guid>http://reginathomas.studio/archives/2022/08/index.html#2</guid>

<category>Real Estate</category>

<pubDate>Thu, 11 Aug 2022 23:35:15 -0400</pubDate>
</item>

<item>
<title>Maryland Real Estate Stats</title>
<description>
&lt;p&gt;Provided below, current Maryland real estate statistics as
provided by the Federal Reserve Bank of St. Louis (FRED). Click on
each...&lt;/p&gt;
</description>
<link>http://reginathomas.studio/archives/2022/06/maryland-real-estate-stats.html</link>
<guid>http://reginathomas.studio/archives/2022/06/index.html#1</guid>

<category>Statistics</category>

<pubDate>Mon, 20 Jun 2022 10:22:37 -0400</pubDate>
</item>

<item>
<title>Resume</title>
<description>
&lt;div class=&quot;resume&quot;&gt;
&lt;p&gt;&lt;b&gt;Professional Summary&lt;/b&gt;&lt;/p&gt;
&lt;p&gt;After graduating with a Bachelor of Science in Mathematics
(student internship NASA), Ms. Thomas began her professional...&lt;/p&gt;
&lt;/div&gt;
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<link>http://reginathomas.studio/archives/2022/04/resume-0.html</link>
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<category>Resume</category>

<pubDate>Tue, 19 Apr 2022 10:48:13 -0400</pubDate>
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<a href="http://reginathomas.studio/archives/2023/04/mortgage-fee-changes-effective-may-1-2023.html" title="25/04/23 7:46">Mortgage Fee Changes Effective May 1, 2023</a>

<a href="http://reginathomas.studio/archives/2022/08/home-improvements-to-consider-over-others.html" title="11/08/22 11:35">Home Improvements to Consider Over Others </a>

<a href="http://reginathomas.studio/archives/2022/06/maryland-real-estate-stats.html" title="20/06/22 10:22">Maryland Real Estate Stats</a>

<a href="http://reginathomas.studio/archives/2022/04/resume-0.html" title="19/04/22 10:48">Resume</a>

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